Digital Investment Management with MYTHEO

When young, saving is our first lesson to managing money. As we grow older, observation tells us that saving alone cannot really cope with growing our money at the rate that we need it to. Experts believe that most of us still won't have enough savings to retire comfortably.

Are you ready for your retirement?

For those who have figured that investing is a better way to grow wealth, you would also have learnt that it requires a lot of trials and tribulations. Not forgetting, a substantial starting capital on top of the risk of betting on the right wealth manager.

Resources for a better life

When I heard of MYTHEO, it did not take much to catch my attention as I, like other people, am on search mode of the right investment so that I can embark on a worry-free retirement.

MYTHEO is a digital investment manager that does the work for clients using investment strategies with a proven track record helping over 60,000 Japanese investors grow their health. That is over 300 million USD of assets under management. This fintech service powered by AI, provides users a professional digital investment management service at affordable costs available to all Malaysians.

Silverlake Digital INX Sdn Bhd (a member of Silverlake Group) 

collaborates with 

Japanese Money Design Co., Ltd. (Japanese Fintech)

to bring

MYTHEO

(digital investment management service licensed by the Securities Commission Malaysia)

via a joint-venture company called GAX MD Sdn. Bhd.

L-R: Ms. Cassandra Goh  Director, GAX MD Sdn Bhd; Mr. Ryoichi Yamabe, Director, GAX MD Sdn Bhd; Tan Sri Dato’ Dr. Mohd Munir bin Abdul Majid, Chairman, GAX MD Sdn Bhd; Mr. Ronnie Tan, Chief Executive Officer of GAX MD Sdn Bhd; Mr. Tomoyoshi Hirose, Co-founder and Vice Chairman of Money Design Co., Ltd.; Mr. Goh Peng Ooi, Founder and Chairman of Silverlake Group; Mr. Ho Seng Yee, Executive Director, GAX MD Sdn Bhd; and Mr. Matthew Stuart-Box, Head of Investment Platform of Money Design Co., Ltd. & COO, GAX MD Sdn Bhd at MYTHEO’s official launch event

MYTHEO offers those in Malaysia, a personalised and professional digital investment management service via their web and mobile platforms with a starting commitment of RM500. This fintech service uses a proprietary algorithm developed by Money Design with Kyoto University, Japan which generates optimised portfolios of each investor based on their profile, individual income and risk appetite.

Launching of MYTHEO, a platform for Malaysians to venture into digital investment

The Malaysian market which displays an openness to innovation, holds great potential for the fintech industry. MYTHEO aims to promote financial literacy and inclusiveness especially in the millennial segment, thanks to its user-friendly process and affordability.

Each ETF selected for its different qualities to diversify portfolio and disperse risk

The simplicity of MYTHEO starts from analysing the needs of the client and then works backwards to build the optimal portfolio. MYTHEO has been developed to be a customer-centric service – a personalised portfolio can be created for the user through the answers to five questions in the span of 3-4 minutes. The innovative technology includes a seamless digital customer on boarding experience, e-payment capabilities, biometric recognition, voice activation commands, chatbot and big data analysis.

The algorithm that drives MYTHEO's logical investment reasoning is based on research behind 2 Nobel prizes

“Upon analysing the needs of the client, a personalised investment strategy basing on three functional portfolios of Growth, Income, Inflation Hedge is automatically created. By combining these functional portfolios, MYTHEO can develop an optimised portfolio consisting of multiple exchange-traded funds (ETFs) with global exposures and multiple asset classes that are listed in U.S. stock exchanges. Users can even customise their own portfolio if they choose to,” added Ronnie Tan, CEO of GAX MD Sdn. Bhd.

MYTHEO combining AI and research

Using ‘AI Assist’, the algorithm analyses market sentiments from global news and market data towards sound investment risk control and solutions. MYTHEO will also automatically rebalance and optimise the users’ investment portfolio through a proprietary algorithm developed with cutting edge financial technology. To ensure customer’s protection, security and minimise service disruption, the digital investment platform infrastructure is hosted in a highly secured Tier 3 verified Data-centre.

GAX MD, a joint-venture company between Japanese fintech, Money Design Co. Ltd. and Silverlake Digital INX Sdn. Bhd.

In 2016, Money Design pioneered the very first robo-advisory service – ‘THEO’ in Japan, under the regulation of the Japan Financial Services Agency. Money Design was founded by experienced investment professionals (formerly from BlackRock, Nomura and other financial MNCs). “Today, over 60,000 Japanese investors benefit from this service, which manages more than USD300 million in total assets,” shared Tomoyoshi Hirose, Co-founder and Vice Chairman of Money Design Co. Ltd.

The Silverlake Group, one of the largest and most successful IT solutions providers in Asia, is recognised as a digital innovation leader with over 30 years of experience and significant contributions to solution innovations for their clients in the financial, capital market, fund management, digital payment and digital economy.

GAX MD’s goal is to provide users with global diversification and investment management services with MYTHEO, while making it widely available to local retail investors. This fintech drive resonates with two of the new pillars championed by the government in the mid-term review of the 11th Malaysia Plan, namely ‘Enhancing Inclusive Development and Wellbeing’ and ‘Strengthening Economic Growth’. Malaysia is an attractive market with a relatively young and tech-savvy population. Those aged between 22-40 make up 29% of the nation’s population.

Balancing investment of time and capital to make the best returns

“While they maximise every precious moment at work and play, this digital solution provides ease of mind by helping users manage the nitty-gritties of investment in a data-driven manner. Hence MYTHEO’s value proposition, ‘Invest In A Moment’ is poised to change the way Malaysians think about investing and life savings,” said Ronnie Tan, Chief Executive Officer of GAX MD Sdn Bhd at the launch.

MYTHEO digital investment

 The investors’ money and assets are held by its custodian, Malaysian Trustees Berhad (a subsidiary of RHB Bank Bhd. and an independent trustee licensed by the Securities Commission Malaysia) who is responsible for the custody services.

MYTHEO is named after the famous painter Vincent Van Gogh’s brother, Theo. Vincent was a gifted artist with a knack for not selling his paintings. But fortunately, he had a caring and business-savvy brother, Theo who helped to manage the finances, to act as a pillar of strength and to provide him the necessary encouragement and moral support .
For more information, please email enquiry@gaxmd.com or visit www.mytheo.my and www.gaxmd.com